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  • About Us

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    Our objective is to bring Nigerians Affordable Housing.

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    NMRC has =N=13.19 Billion Tier 1 Capital

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    NMRC Annual General Meeting 2023

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    August 10, 2023

    Annual General Meeting (AGM) 2023 Documents

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    July 12, 2023

    Mortgage Provides Leverage and Long-Term Value Appreciation

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    April 13, 2023
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    NMRC Mortgage Digest 21st Edition: January 2023

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    NMRC Mortgage Digest 21st Edition: January 2023
    NMRC Mortgage Digest 21st Edition: January 2023

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    NMRC Mortgage Digest 20th Edition: June 2022

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    A mortgage is a loan that a mortgage or commercial bank provides…
    • July 4, 2023 9:54 am·

    NMRC Explains: What is in Your Monthly Mortgage Payment?

    If you are considering owning a home, taking a mortgage loan is…
    • June 6, 2023 9:11 am·

    Taking a Mortgage Enhances Cashflow for Other Investments

    Homeownership is a dream for many people. It is a sign of…
    • May 8, 2023 2:13 pm·

    How to Determine How Much House You Can Afford

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Our objectives is to bring Nigerians Affordable Housing

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BREAKING DOWN THE
BARRIERS TO HOME OWNERSHIP
IN NIGERIA
Learn More
Do you Know? Refinance Your Mortgage Refinancing a Mortgage Loan that
meets the NMRC Underwriting standard could
improve your loan repayment tenor for
upwards of 10-20 Years.
Learn more

Do you Know? Refinancing a Mortgage Loan that
meets the NMRC Underwriting standard could
improve your loan repayment tenor for
upwards of 10-20 Years.
Refinance Your Mortgage Learn more
BREAKING DOWN THE BARRIERS
TO HOME OWNERSHIP
by providing liquidity, affordability,
accessibility and stability to the housing market
in Nigeria.
Learn More

News & Announcements

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August 9, 2023, 1:00 pm, Victoria Island, Lagos, Nigeria Nigeria Mortgage Refinance…
  • August 10, 2023 8:58 am·

NMRC Annual General Meeting 2023

Annual General Meeting (AGM) 2022 Documents
  • July 12, 2023 1:31 pm·

Annual General Meeting (AGM) 2023 Documents

Buying a home is one of the most significant financial decisions you…
  • April 13, 2023 4:40 pm·

Mortgage Provides Leverage and Long-Term Value Appreciation

Mortgage Underwriting standards are guidelines to ensure safe and secure loans are…
  • March 16, 2023 9:35 am·

Understanding NMRC’S Uniform Underwriting Standards

Annual General Meeting (AGM) 2022 Documents
  • March 16, 2023 9:05 am·

Understanding NMRC’s Mortgage Underwriting Standards for the Formal Sector

The Nigeria Mortgage Refinance Company (NMRC) has collaborated with the Industrial Training…
  • December 12, 2022 3:44 pm·

NMRC Partners ITF To Empower 30 Persons with Vocational Skills in Housing Construction & Entrepreneurship

Latest on Housing
Kenya: CMA okays Islamic bond for affordable housing | Rwanda: Fresh details emerge as Kigali Green City project takes shape | Tanzania: New Lands minister needs to revive housing agenda and tap into the private sector | Kenya: Finsco Africa taps affordable housing with land selling scheme | Kenya: Mombasa residents to be prioritise for Phase 2 of Buxton Point | Rwanda: How BRD’s ‘Gira Iwawe’ initiative is sheltering more Rwandans | Kenya: Nyandarua County, NHC ink a housing deal | Kenya: MPs inspect affordable housing projects, praise work done | Kenya: 60-acre land recovered by EACC now used for housing project | Kenya: MPs to inspect markets, housing projects in Murang’a

STANDARDIZATION

Standardizing Mortgage Origination & Administration Process Read more >>  

TECHNOLOGY

Leveraging technology to integrate the Housing Market Read more>>  

MARKET DEVELOPMENT & ADVOCACY

Advocacy for a Model Mortgage & Foreclosure Law (MMFL) Read more >>  

MORTGAGE BOND ISSUANCE AND REFINANCING.

Mortgage Bond Issuance and Refinancing.Read more>>

What We do

Our Business

Breaking the barriers to home ownership by providing liquidity, affordability, accessibility and stability to the housing market in Nigeria.

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Success Stories

Some ground breaking milestones achieved by NMRC since incorporation include the following:

MORTGAGE BOND
ISSUANCES



Read more >>

Technology to
integrate the housing market


Read more >>

DEVELOPED NMRC
UNIFORM WRITING STANDARDS


Read more >>

DEVELOPING MARKET THROUGH BLOCKCHAIN TECHNOLGY


Read more >>

Our Impact

Issued
₦ 0 Billion
from the local debt capital markets
Deployed
₦ 0 Billion
to finance mortgage portfolios of mortgage lenders
Attracted
$ 0 Million
Multilateral IDA Loan
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Deployment of a Housing Market System (HMS) to integrate Nigeria’s fractured Housing & Mortgage Market

Standardizing Mortgage Origination and Administration Processes

Successful Advocacy for the Passage of a Model Mortgage Foreclosure in Lagos, Kaduna, Ekiti and Nasarawa States

Technical & Entrepreneurial Skills Training for over 300Youths

A1-(NG) short term issuer rating by Global Credit Rating Company (GCR)

A1-(NG) long term issuer rating by Global Credit Rating (GCR)

A+ Issuer rating by Agusto & Co

2019 prestigious Nigeria Housing Awards for Housing Market Information and Data.

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Annual Report & Accounts 2022

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Annual Report & Accounts 2021

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Annual Report & Accounts 2020

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Our Annual Reports

Investor Relations

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EVENTS SCHEDULE

06

Sep

Johannesburg

13th Africa Property Investment (API) Summit

The Africa Property (API) Summit 6 – 7 September 2023 is five-days of curated experiences created exclusively for Africa’s real estate leaders.

Click here

API Events

Organiser
Organiser

07

Sep

Johannesburg

Africa PropTech Forum

The Africa Proptech Forum Virtual Summit 2023 is a one-day event where leading South African and regional real estate players gather to showcase and explore how innovation and technology are transforming real estate.

Click here

API Events

Organiser
Organiser

02

Nov

Venue to be confirmed

38th Annual Conference & AGM AUHF

Established as the African continent’s leading annual affordable housing’s conference, the 38th annual African Union for Housing Finance (AUHF) Conference and Annual General Meeting (AGM) will take place from Kigali from 02-04 November 2023.

Click here

API Events

Organiser
Organiser

18

Nov

Lagos

West Africa Property Investment (WAPI) SUMMIT

Taking place live from Lagos on 18& 19 November, the annual WAPI Summit is an in-person and global virtual experience.

 

 

 

Click here

API Events

Organiser
Organiser
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NMRC Explains

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NMRC Explains: What is in Your Monthly Mortgage Payment?
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Taking a Mortgage Enhances Cashflow for Other Investments

How to Determine How Much House You Can Afford

Important Mortgage Terms to Know

Annual percentage rate, or APR, is a way of measuring the full cost a lender charges per year for funds. read more

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Nigeria Mortgage Refinance Company

Contact Details

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Lagos Office

17 Sanusi Fafunwa, Victoria Island, Lagos.
+234 908 762 8273

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  • About Us
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BLOCKCHAIN-POWERED SYSTEM FOR RELIABLE LAND TITLING

NMRC has also tapped blockchain technology’s capacity for tamper-proof record keeping, to build a robust national asset registry system for driving real estate transactions.
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